PAYMENTS WITH PEOPLE IN MIND

Keep the care.
Lose the credit
card fees.

A patient-friendly, patient-choice program that helps your practice eliminate credit card processing fees. Backed by a team that shows you how.

Free smart terminals. No contracts. One team in your corner.

A patient using a Valor smart terminal at the front desk
BUILT AROUND YOUR PATIENTSMore choice.
A better checkout.
Technology + strategy + staff training

01 / FEE ELIMINATION

The conversation
starts with choice.

Credit card payments include a 3% processing cost to offset your fees. Debit, FSA, HSA, cash, check, and Zelle have no added processing cost. The terminal automatically recognizes the card type and applies the right total.

*Customer-facing display example showing both payment totals.

Valor VP800 screen showing an example payment choice: $103 with credit or $100 with debit or cash
01

Eliminate credit card processing fees

A 3% processing cost is added when patients choose credit. It offsets your practice’s credit card processing fees.

02

Give patients ways to avoid the added cost

Debit, HSA/FSA, cash, check, and Zelle give patients options without the added credit processing cost.

03

Prepare your team for the conversation

Care Payments Group provides scripts, signage, and role-playing so your front desk feels ready from day one.

THE PATIENT-CHOICE EXPERIENCETry it

“How would you like to pay?”

$
Debit / HSA / FSA$100.00No added processing cost
Credit card$103.00Includes 3% processing cost

They choose how to pay. Your team has a clear way to explain it.

Valor terminal without a card, with a teal zoom bubble highlighting the Remove Fee button

A little empathy goes a long way.

First encounter or forgot a debit card? Use the terminal’s Remove Fee button for a one-time courtesy. Your practice covers that processing cost.

“We’ll waive the processing cost as a one-time courtesy. Next time, just bring your debit card.”
A dental office team member helping a patient with paymentMore ways to pay. Less to chase.

02 / BILLING AUTOMATION

Your billing tools.
One platform.
One login.

Text a payment link. Automate membership billing. Send invoices and accept payments on your website. Bring these tools—and more—together in one connected platform for your practice.

Billing automation is included in your $29/month platform fee. No additional cost.

01 / SEND

Meet patients where they are.

Text-to-Pay

Send a secure payment link with a downloadable statement.

Website Payments

Let patients pay through your practice’s website.

02 / SCHEDULE

Make the next payment easier.

Installment Billing

Schedule payments with automated reminders.

Dental Membership Plans

Create your own plan with automated billing and management.

03 / SIMPLIFY

Build a routine that works.

Card-on-File

With patient permission, save payment details for future balances.

Support for Your Team

Get help putting the tools to work, from setup to staff training.

03 / SMARTREVIEW™

More Google reviews.
One simple habit.

Turn a simple invitation into
a stronger online reputation.

Your review QR code appears after the receipt.
CPG coaches your team to make asking easy.

ASK AT EVERY CHECK OUT

It makes asking for a review
feel like a natural part of
checkout.

Dr. Patel - Union City Smiles
Valor VP800 terminal showing a practice’s Google review invitation and QR code

From day one, we train your staff to ask one question: “How was your experience today?”Every checkout. Every time.

  1. Front desk team member speaking personally with a patient at checkout
    1

    Ask personally

    “How was your experience today?”

  2. Patient using his phone beside the review invitation on the terminal
    2

    Point to the screen

    Invite patients to scan the review QR code on the terminal.

  3. Front desk team member showing another patient the review screen
    3

    Make it routine

    One personal invitation at every checkout.

One Google search. One new patient. An entire family.

SmartReview is included in your $29/month platform fee. No additional cost.

YOUR PRACTICE. THE POSSIBILITIES.

Save more. Simplify more.
Grow into what’s next.

Three ways to move your practice forward. Put in your numbers and explore what a partnership with Care Payments Group could look like.

FEE ELIMINATION

Keep more of
what you earn.

Give patients clear payment choices. Put the processing savings back into your practice.

$

Monthly card sales used for this comparison.

ESTIMATED PROCESSING SAVINGS$15,000per year to reinvest in your practice
$1,250Monthly savings
$75,000Five-year savings
Current processing · 3%$1,500 / mo
Care Payments Group · 0.5%$250 / mo

Illustrative estimate using 3% current cost and a modeled 0.5% blended Care Payments Group processing cost, not a quoted rate or verified average. The $29 monthly fee is excluded unless selected. Actual costs depend on card mix, waived processing costs and program use. Multi-year estimates hold volume and rates constant.

The tools are only the beginning.
Our team helps yours put them to work.

Book a Demo

LET’S MAKE IT CLEAR

Good questions.
Straight answers.

Do patients have to pay more?

No. Patients can avoid the added credit processing cost by choosing debit, HSA/FSA, cash, check, or Zelle. Show both totals and let the patient choose.

What if a patient forgets their debit card?

Your practice can use the Remove Fee button to offer a one-time courtesy and cover the processing cost. Care Payments Group helps your team explain the courtesy and invite the patient to bring a debit card next time.

Will you train our front desk?

Yes. Care Payments Group helps with onboarding, scripts, signage, and role-playing, including how to explain payment choices and make review invitations a normal part of checkout.

Can we offer payment plans and memberships?

Yes. Billing automation includes scheduled installment payments, card-on-file with patient permission, and tools to create and manage your own dental membership plan.

Are we locked into a contract?

No. The program has no contracts or cancellation fees.

THE PEOPLE BEHIND THE PRACTICES

Their experience.
In their own words.

5.0Google Reviews
★★★★★

My staff and patients find it easy and convenient to use, which has made the checkout process smooth and efficient.

Paul Jahng ParkElite Care DentalGoogle review · excerpt
★★★★★

We regularly use the text-to-pay and recurring billing features, and both have been game-changers for efficiency and patient convenience.

Brianna RhueWest Broward Eyecare AssociatesGoogle review · excerpt
★★★★★

The experience from onboarding, setup, training to support has been nothing but first class.

Chris MoranPearle Vision of Southern NevadaGoogle review · excerpt
ONE FREE VALOR SMART TERMINAL · $899 VALUE
Your practice. Your decision.

Smarter payments.
A team in your corner.

Start with a free $899 Valor Smart Terminal. We handle onboarding and staff training, so your team knows what to do from day one.

Valor VP800 Smart Terminal and included accessories
Your complete monthly package
$29
/ monthper location
Free Valor Smart Terminal Fee Elimination Billing Automation SmartReview

No contracts.
No cancellation fees.

Try the terminal risk-free. If it’s not for you, return it with no penalty.

Book a Demo

$0 setup fees. $0 annual fees. Zero worries.

0%Credit card processing*
1.50%Debit, HSA & FSA
$0Transaction fee

We help your team get started.
Onboarding and staff training included.

$20,000/year* average office savings

*Credit processing costs are offset by the 3% added to credit payments. Patients using debit, HSA or FSA pay no added processing cost. Free equipment is provided for use while processing with Care Payments Group. If you cancel, all free equipment must be returned. There are no cancellation fees or penalties. Average savings may vary by processing volume.